"By 2050, the number of older persons will be twice the number of children in developed countries, and the number of older persons in developing countries is expected to double. This trend will have profound effects on countries and individuals."
Secretary General Ban-Ki-moon
We serve families and individuals in all areas of wealth creation, management, and the tax efficient transfer of wealth to future generations.
We start by carefully listening and considering the dreams and desires of each generation, we enhance the financial well-being of multiple generations.
Whether you are looking to protect your family now and into the future or concern about the education of your children or grandchildren we have extensive experience in helping you achieve these goals.
We can help you explore and address your specific opportunities in these areas and more:
- Creditor protected accumulation programs
- Estate replenishment
- Estate equalization
- Health care challenges
- Issues of Privacy
- Home care and facility care costs
- Addressing the needs of the aged and disabled
- Life insurance and life trusts
- Safeguarding future control
- Liquidity concerns
- Charitable giving
- Please reach out to us
Our capabilities and services include:
- Comprehensive Financial Planning
- Discretionary Investment Management
- RRSP's, LIRA's
- RRIF's, LRIF's
- Annuities
- RESP's (Registered Education Savings Plans)
- TFSA (Tax-Free Savings Accounts)
- IPP (Individual Pension Plans)
- High Yield Savings Accounts
- GIC's
- Various Risk Management Strategies
Additionally, Reagan Pflug is a designated Trust & Estate Practitioner (TEP).
This globally recognized credential reflects his rigorous education, professional experience, and a commitment to staying current with best practices in trusts & estates.
As individuals and families plan for legacy, succession, and intergenerational wealth transfer, complexities around estate law, taxation, fiduciary duty, and trusts are ever greater. Having the TEP designation means Reagan brings deeper and specialized knowledge to the planning process and can help guide clients in structuring their legacy in a robust, integrated, and legally sound way.
Question: Who do you want to be your primary beneficiary... Ottawa or your loved ones?
By assuring long-term peace of mind for you and future generations, we can assist you in maximizing your family's wealth over several generations and fulfilling the realization of your goals.Let's Talk...