How we can support?
Risk Management is an important element of a comprehensive financial plan and knowing what you have and how you and your family are protected in the event of an accident, a life-threatening or altering critical illness, death or when you require home or facility care, are all critical in safeguarding your goals. We don't know what may happen tomorrow and it's something that we don't like to think about, but if we are not prepared, then everything we have worked so hard to achieve may be lost. The Life and Health Insurance Foundation for Education states,
"Without insurance, a financial plan is just a savings and investment program that dies with you."
Each stage in life has different Insurance requirements. The early years focus on ensuring our family is protected against the untimely death or disability of the major breadwinner. The middlemost productive earning years - focus on wealth creation, debt reduction, and critical illness concerns. Later years focus on providing for extended care programs, so not to unexpectedly deplete your life savings or jeopardize your dignity. At this time it is also important to preserve your estate from the ravages of taxation. These are all integral components that are required in order to achieve peace of mind and live out your financial goals.
Strategy
Contact us in order to find out more, or to address your specific concerns in such areas as:
- Safe Guarding of your lifestyle in the event of a disability
- Financially supporting a special needs dependent
- Charitable giving options
- Safeguarding your accumulation from a life-threatening illness
- Looking after your dignity as well as giving you options when you will require it
Our basic philosophy is to be cash rich not insurance rich, but you need to have a good solid financial foundation to stand on. We will evaluate your requirements in light of your financial goals as well as your specific reality and recommend the best and most flexible strategies for you at this stage of your life.
When you have your bases covered, you can work hard and play hard…live your life to the fullest…with peace of mind. Let's talk….